Ron has been insurance
professional for over 30 years. He provides individuals and
small businesses with his expertise with a personal touch.
Catherine has been a licensed insurance agent since 2006. Her age enables her to have a unique perspective when helping her younger clients.
Individual Health Insurance
Health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
Futher, many plans offer the option of creating a Health Savings Account. These medical savings accounts are not subject to federal income tax and are used to pay for medical costs. The money in Helath Savings Accounts can be used to pay for deductibles on prescription and other medical costs.
For an instant online health insurance quote for you or your family, please fill out our online form.